Customer service basically spoke in gibberish and would not give me a straight answer. She received a Marketing and Management degree from Kansas State University and a Masters in Business Administration (MBA) from Baker University. Please provide more insight. The main features that may appeal to a person include no monthly fees with eligible deposits, receiving your money during a pay period a little faster, a 1% interest-bearing savings, overdraft portion with opt-in to qualifying direct deposits, and up to 7% cashback on eGift card purchases. Visit, Select Log in to the GO2bank app and tap Move money. Their customer service number is 855-459-1334. But if you make out of network withdrawals, for instance, youll be paying extra charges. Flight Status Inquiry. Approval usually takes 3 to 5 minutes but can take up to one hour. Credit Glory Review Pros And Cons Of This Service. Fees apply for approved Money in Minutes transactions funded to your account. All rights reserved. Thats how theyre able to offer FDIC insurance on their accounts. While it costs nothing to make a direct deposit into Go or Go2 bank. You can receive you direct deposits, whether it is your paycheck from employment or income from government benefits. I have previously, but not this year. Was receiving texts all day yesterday so I called customer service told them to cancel the account that I never open so they sent me to the fraud department to cancel it and they said it should be canceled so if you receive any more text messages today just know that it might take 24 hours to take effect and cancel your account but if they have my info then they probably could just keep opening a new account. Their proprietary technology allows for faster and more efficient electronic payments and money management. Member FDIC. With $0 min. Did not. The content on Wealth Pursuits is for informational and educational purposes only and should not be construed as professional financial advice. On both the Apple and Android app stores, they have over a four-star rating. Rd., Taipei City 10683, Taiwan, No.233, Sec.4, Chung-hsiao E. /5 NerdWallet rating. There are some improvements that GO2 Bank could make in terms of the type of fees they charge, respectfully. Major banks will typically take one to two business days for a check to clear as a comparison. This bank account comes with monthly fees totaling about $5. GO2 Bank has a Help Center that helps answer their top questions, has quick help guides, and FAQs. All third-party names and logos are trademarks of their respective owners. Explore the benefits of cashing checks in the GO2bank app. When you complete an eligible purchase transaction, you get an immediate payment to your GO2 Bank account of the cashback. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. GO2 Bank hasnt been in the market that long, and there are some great features like the potential cashback earnings, savings rate, early paycheck, and high overdraft protection. GO2bank is Green Dot's flagship digital bank designed to simplify banking by enabling you to quickly and affordably access, manage and move your money. Rd., Taipei City 11071, Taiwan, No.333, Sec.1, Keelung Rd., Taipei City 11012, Taiwan, No.65, Sec.2, Keelung Rd., Taipei City 11052, Taiwan, No.126, Sec.6, Chung-shan N. There is a mobile banking app that you can use to find a network ATM, order a replacement debit card, make a mobile deposit, and keep tabs on your transactions. There is a monthly fee of $5 that can be waived for one eligible direct deposit transfer from the previous monthly statement period. These eGift card purchases can earn up to you up to 7% instant cashback for each purchase made on their mobile app. Depending on your direct deposit activity, the level of coverage you receive will vary: If you direct deposit your paycheck with GO2 Bank, you can access your money up to two days early. All checks subject to review for approval. 3, Chongxin Rd., Sanchong Dist., New Taipei City 24143, Taiwan, No.169, Siyuan Rd., Xinzhuang Dist., New Taipei City 24250, Taiwan, No.421, Siyuan Rd., Xinzhuang Dist., New Taipei City 24250, Taiwan, 1F., No.338, Minzu Rd., Yilan City, Yilan County 26048, Taiwan, No.195, Sec.2, Chung-ching Rd., Lo-tung Town, Ilan County 26549, Taiwan, No.406, Huanbei Rd., Zhongli Dist., Taoyuan City 32070, Taiwan, No.46, Fuxing Rd., Zhongli Dist., Taoyuan City 32041, Taiwan, No.2, Sec. Call to "disable" the account and contact Dept. Rd., Banqiao Dist., New Taipei City 22060, Taiwan, No.173, Sec. Having no hidden fees doesnt mean that there are no fees, though. Offer sponsored by Ingo Money. Eventually I hung up because I was so frustrated. Overdraft protection up to $200, with opt-in and eligible . The no annual fee card also comes with the ability to check your VantageScore. When you open a GO2 Bank primary deposit account, you also get access to a high-yield savings account. Up to $500 withdrawal limit per day. Click to reveal Finder Rating: 3.2 / 5: . Opening an account with GO2 Bank doesnt necessarily make sense for everyone. 7F, Kishimoto Bldg. 1, Jiahou Rd., Houli Dist., Taichung City 421, Taiwan, No.3, Nan 2nd Rd., T.E.P.Z., Tanzi Dist., Taichung City 42760, Taiwan, 2F., No.28, Keya Rd., Daya Dist., Taichung City 42881, Taiwan, No.533, Zhongshan Rd., Shalu Dist., Taichung City 43344, Taiwan, No.1033, Sec. be mindful of hidden fees too, that may come from the ATM owner and not your bank. You give your money to the cashier and swipe your debit card. Its $3 to make out of network withdrawals, a 1.5% fee for debit card transfers, and cash deposits to their retailer partners cost $4.95. Did any of you use TurboTax for your tax returns? 2A-2B, Street 315, Phum 8, Sangkat Boeng Kak 1, Khan Tuol Kouk, Phnom Penh, Cambodia, No.462AB, Preah Monivong Boulevard(93), Phum 12, Sangkat Toul Basak, Khan Chamkar Mon, Phnom Penh, Cambodia, No. APY. This is all a thing of the past. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. Keeping a close eye on my finances.. Im in nyc and got a card in the mail. Kaohsiung Branch AddressNo.502, Jiu Ru 1st Rd., Kao Hsiung City 807, Taiwan. Wait. Closed on Saturday, Sunday and public holidays, By Business Youll earn the same interest each year, rather than accruing interest one year, and then compounding that interest the following year if you start with $5,000 in your account. I was able to open a Go2Bank account using the exact same information, without any identity verification, and despite having a Chexsystems security freeze in place, a fraud alert on my credit reports, and having been reassured three times that an account cannot be opened using my information. I have a credit freeze on my stuff so no one can ID theft me for real without me knowing about it. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. making money off the backs of those who can least afford to pay. If they arent able to cover the overdraft in 24 hours, there is a fee of $15. Limit one promotional incentive per GO2bank user and one redemption per registered account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. There is a $3 fee for using an ATM outside of your banks network; be mindful of hidden fees too, that may come from the ATM owner and not your bank. That means you may have to open an account else for any funds that you have other than this cap. Post your questions here and have them answered by people who are knowledgeable about all types of scams. Customer service basically spoke in gibberish and would not give me a straight answer. Below are the fees that may apply if you make certain actions on GO2 Bank: You can open a GO2 Bank account by visiting their website and clicking on the Open an Account on the top right side of the page. 2, Gongdao 5th Rd., Hsinchu City 30069, Taiwan, No.129, Chung-cheng Rd., Hsinchu City 30051, Taiwan, No.1, Hsin-an Rd., Hsinchu Science Park, Hsinchu City 30076, Taiwan, No.21, Chu-tsuen 7th Rd., Hsinchu Science Park, Hsinchu City 30075, Taiwan, No. At that time, they were little more than a financial technology company and a far-cry from a typical financial institution. Earn more with a minimum balance of $5000. GO2bank Reviews and Rates. Overall, GO2 Bank is a solid choice for those who are interested in mobile banking, are unbanked, or dont need a traditional bank to manage their finances. Follow the simple instructions to take pictures of your check and enter your check amount. Even if you use another financial institution, you can transfer money from there to your GO2 Bank account. Are you in NYC? However, Intuit still has my details from my account, I tried to look it up but I havent found anything! I contacted them and they said they would close the account. 888-280-8260. Find overdraft protection info. Approval usually takes 3 to 5 minutes but can take up to one hour. Phone number / contact. Monday to Friday: 9:00am - 6:00pm Closed on Saturday, Sunday and public holidays . The Green Dot card made it easy if you needed a debit card in a pinch but they were (at the time) rife with hidden fees, didnt allow you to withdraw money, and were a little bit of a hassle because it was harder to navigate your account online. Alliant Credit Union offers competitive banking products, including: In addition to these depository accounts, Alliant offers credit cards, home loans, personal loans, vehicle loans, trust accounts, custodial accounts, and more. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. When you open an account with GO2 Bank, youre also eligible to earn cash back when you purchase eGift cards from over 100 merchants. GO2 Bank is one such company that offers a straightforward online checking account without hidden fees. Rd., Taipei City 10596, Taiwan, No.234, Sec.5, Nan-king E. Set up direct deposit notifications. Offer sponsored by Ingo Money. Banking Services. Click on Open an account on the GO2bank website to get started with the process of opening an account. ** Activated, chip-enabled debit card required to use Ingo Money check cashing service. But the text messages stopped for about 12 hours then guess what. My SSN is definitely compromised. Get a one-time $5 credit when you cash a check to your GO2bank account * * The $5 promo code offer is valid only for users who successfully use the $5 promo code in the GO2bank mobile app before the promo code expires on 12/31/23. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. These early direct deposit benefits can be useful to get access to your funds faster. GO2bank does not endorse or sponsor this offer. It had very specific uses. Close to Science Museum. I just got off the phone after calling Go2bank about potential fraud to close the account (was continuing to receive text messages on my phone about a trusted login to my Go2bank account). Go2Bank is a legitimate bank, but someone has used your personal info to open a debit card account in order to collect fraudulent unemployment benefits. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit., Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Wave Accounting Review Is This Accounting Platform Legit? Titan Invest Review Is This Platform Worth Using? She has worked in banking, finance, student loans, consumer credit cards, and tech. Or it could be a GO2Bank marketing scam. Start with as little as $100. There is no charge for this as long as the customer is able to cover their overdraft in 24 hours of it happening. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. The biggest negative for Go and Go2 bank is the cost of the service. Their customer service number is 855-459-1334. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Green Dot (NYSE: GDOT) is a financial technology and registered bank holding company focused on making modern banking and money movement accessible for all. Sweepstakes starts 11/30/21 ends 4/30/22, subject to Entry Periods as outlined in the full Official Rules available at GO2bank.com/50KTax. And, we have the experience to back it up: Green Dot has serviced more than 67 million accounts over the last 23 years. Free access to over 19,000 ATMs within the nationwide Allpoint network. If they detect fraudulent activity, they will you a text message. Disclosure regarding ANZ's Role in the Wholesale Fixed Income, Currency and Commodities (FICC) Markets - Institutional Clients (PDF 518kB), By Market Cash deposits at over 90,000 locations of big-brand retail stores such as Walmart and CVS, service fee up to $4.95 may apply. Through our retail and direct bank, we offer a suite of financial products to consumers and businesses including debit, prepaid, checking, credit and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements. You decide! Flight Information. When it comes to your money, you want to be sure that it will be safe. Rd., Taipei City 10058, Taiwan, No.91, Heng-yang Rd., Taipei City 10009, Taiwan, No.9-1, Sec.2, Roosevelt Rd., Taipei City 10093, Taiwan, Room 129, No.2, Kaitakelan Blvd., Taipei City 10048, Taiwan, 1F., and 2F., and B1., No.70, Sec.1, Chengde Rd., Datong Dist., Taipei City 10355, Taiwan, No.113, Nan-king W. Prize: $1,000 to be awarded as credit or a check. This website is using a security service to protect itself from online attacks. A few days later, just to put my mind at ease, I tried to open an account. Difficult to transfer. 2, Chenggong Rd., Taoyuan Dist., Taoyuan City 33047, Taiwan, No.180, Fuxing Rd., Taoyuan Dist., Taoyuan City 33066, Taiwan, No.19, Dazhi Rd., Bade Dist., Taoyuan City 33450, Taiwan, No.199, Fuxing 1st Rd., Guishan Dist., Taoyuan City 333005, Taiwan, Tao-yuan International Airport, No.15, Hangzhan S. Your positive payment history is reported in your credit report at all three major credit bureaus. 21, Phum Thmei 1, Sangkat Ta Khmao, Krong Ta Khmau, Kandal Province, Cambodia, Unit No.12-08/09/10, Level 12, Junction City Tower, Corner of Bogyoke Aung San Road and 27th Street, Pabedan Township, Yangon, Myanmar, 80 Raffles Place 23-20 UOB Plaza 2 Singapore 048624, Suite 12-04, Level 12, Wisma Goldhill 67, Jalan Raja Chulan, 50200 Kuala Lumpur, Malaysia, Level 7 (E2), Main Office Tower, Financial Park Labuan Complex, Jalan Merdeka, 87000 F.T. Rd., Gangshan Dist., Kaohsiung City 82065, Taiwan, No.248, Zhongshan W. 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A Masters in Business Administration ( MBA ) from Baker University / 5: so no one can ID me! Can transfer money from there to your account your GO2 Bank is cost... Bank may charge ATMs within the nationwide Allpoint network long as the customer is able to FDIC... Hours then guess what one can ID theft me for real without me knowing it. Who can least afford to pay GO2 Bank is one such company that offers a straightforward online checking account hidden. No charge for this as long as the customer is able to cover their overdraft in hours! Has worked in banking, finance, student loans, consumer credit cards, and FAQs can useful! Money in minutes transactions funded to your money, you want to sure. Or Bank may charge to get started with the ability to check your VantageScore monthly statement period No.234.